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Please follow the following format for your articles. We supply the theme of the article with a requirement or a list of keywords or a particular area and specific subject. You must supply, the article title, a short one line summary which will form the web page meta description, and the text itself. Please research the article before you write it, so you understand your subject thoroughly. Your article must be unique and should never contain any text copied and pasted from other sources. You may include quotes if they are correctly cited. We expect perfect English. You must use UK English spellings. You must write the article in English, and not write in another language which you then translate in to English, as this changes the theme and is a very poor practice. If a word count is specified, this will always be an approximate number of words contained within the main text only, not including the title and summary, and you may write 10% above or below this word count number.
EXAMPLE JOB: Project FPS1. Write 300 words on the subject: 'The problem of negative equity' targeting the keywords 'negative equity'.
ARTICLE TITLE: The problem of negative equity.
ARTICLE SUMMARY: Falling property prices can lead to negative equity for homeowners and cash flow problems in the general economy.
ARTICLE TEXT: In the current economic climate, many people are facing the problem of negative equity in their properties. This has serious repercussions for the home-owner and their families who now find they are paying for a loan or mortgage higher than the value of their property. The problem of negative equity is a direct result of falling house prices. Simply, the price paid for the property is more than the current worth of the property.
Even for those property buyers who have taken out a reasonable and realistic mortgage, and who have understood the financial commitments they are getting in to, can fall victim to this financial situation.
In more stable times property prices generally increase. Even when buyers take out a 100% mortgage to pay for a property, within a few years, the house is worth much more than the mortgage being paid on it. The property can then be used as security on other loans for additions or improvements to the property such as fitting a new kitchen or an extension. The benefits of this are spread throughout the economy as home related industries such as building trades, furnishings and DIY to name but a few benefit from high levels of consumer spending. Confidence leads to more money coming in to the housing market via additional loans. Home owners have the freedom in this type of sellers market to move home when they need, for example to find a better job.
The article should then be saved as a Microsoft word document (.doc file name ONLY) to be emailed as an attachment to a specified address. The file name format for saving the document is: project, keywords, date (UK format), your name, separated by hyphens. Therefore, if this article was written by Simon on June 19th 2010, the file name would be:
FPS1-negative-equity-190610-simon.doc
Please note the UK date format. We write day dd, month mm, year yy.
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